Nevada home insurance provides necessary property damage coverage for your home. There are many different policies to choose from, but only two are commonly used for single family homes. The basic HO-2 policy offers coverage for the following perils: fire, smoke, hail, wind, falling objects, theft, vandalism, vehicles, aircraft, frozen pipes, a sudden cracking, and overflowing steam from air conditioners and water heaters. The broad HO-3 policy offers bodily injury protection with your home. If you buy your home with a mortgage loan, the mortgage lender will likely require you to carry Nevada home insurance for the duration of the loan.
Many homeowners wish to reduce their Nevada homeowners insurance premium. There are some basic adjustments you can make to your house to receive discounts. You can protect your home by installing an alarm system and provide better safety by installing smoke alarms. By doing these small improvements, you can receive a discount from your insurance provider. Most insurance companies offer a discount when you purchase more than one policy through them. For instance if you buy both home and auto insurance, you can get a annual decrease. Savings can be found by shopping around before purchasing your Nevada home insurance. With a little footwork, you can greatly reduce your premium.
Our service gets you connected to the top homeowners insurance carriers in Nevada and lets you choose the one that best fits your needs and budget. We have over 100 companies with agents represented in our network.
Because we work with so many carriers and brokers in all 50 states, we can make it easy to get multiple quotes for policies that can fit any special need or budget. Whether you need a standard home owners insurance policy, coverage for a luxury home, an umbrella policy, renters insurance, or coverage for a mobile or manufactured home, we can help. Additionally, we can help you find several types of specialty home owners coverage, including earthquake insurance, wind and flood protection, and coverage for high risk home owners.
Our process is fast, easy, and free! Simply enter your basic information into our online forms (your information will be kept safe on our secure servers). After you have completed our short online questionnaire, we will match you with local agents in your area who can provide additional quotes, answer any questions you may have about coverage, and assist you in every step of the buying process.